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Lake Region & Fryeburg Area Adult Education

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online enrichment

in Personal Enrichment

Putting the Literacy in Financial Literacy: Book Club with FAME
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Putting the Literacy in Financial Literacy: Book Club with FAME

Free

with FAME Specialist, Finance Authority of Maine (FAME)

Join FAME's College Savings Counselor, Maire Pelletier, in exploring Girls that Invest by Simran Kaur. This course is a great introduction to investing. All experience levels are welcome! (For general education purposes only, and should not be used as legal, tax, or financial advice.). Book synopsis: Your step-by-step guide to financial independence - from the creator of the #1 investing education podcast, Girls That Invest. Ever wondered how on Earth the stock market works, but felt too intimidated to ask "those" questions? This is the book for you! In this guide to investing in stocks (aka shares), Simran Kaur teaches the essential principles you can apply to any market, anywhere in the world. Because money provides the freedom to say yes or no, the freedom to handle whatever life throws at you, and the freedom to grow and prosper. This book is your invitation to join the thriving community of women who are building a better financial future. Investing is for everyone. Pick up Girls That Invest, become an investor-in-training, and claim a space for yourself in the world of finance - so you too can find financial independence and create generational wealth. Students will need to purchase their own copy of the book to participate. This class meets every other Tuesday on the following dates: 2/4/2025, 2/18/2025, 3/4/2025, 3/18/2025, and 4/1/2025 from 6:00pm - 7:00pm.

Spring into College Savings: The Alfond Grant and Maine's College Savings Program

Free

with FAME Specialist, Finance Authority of Maine (FAME)

Calendar Next available session starts Apr 2, 2025 at 7 pm

Joining us - College Savings Superstar Alfond Foundation member, Caroline Palmatier. Maine families have access to two valuable programs to assist with saving and paying for education after high school: the $500 Alfond Grant and Maine's College Savings program. While these initiatives offer great benefits, understanding each of their features can sometimes be challenging. Whether you're a parent, guardian, or student, this session will provide you with information to make the most of these valuable resources. Join us to improve your understanding and take steps towards a successful educational future!

Student Loan Repayment Strategies and Pro Tips

Free

with FAME Specialist, Finance Authority of Maine (FAME)

Calendar Next available session starts May 7, 2025 at 7 pm

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your students loans for a long time, join us to learn how to best manage your student loan repayment. Join Nikki Vachon, College Access Counselor from the Finance Authority of Maine as she shares pro-tips and answers questions.

Conquer Your Mac Photos App: Edit Your Images

$40

with BoomerTECH Adventures, with Maine educators Jill Spencer, Chris Toy, and Ed Brazee

Over exposed image? No problem—adjust the exposure in editing mode. Wish your photo could be black and white instead of color? Choose a filter and change the ambiance of your image. Does the main object of your picture seem lost among extraneous details? Use the cropping feature to focus your viewer’s eye on the most important part of the image. These examples are just a few of the many ways you can turn an average image into something special. Have fun editing your pictures with the many options in your Mac’s Photos app. This course includes five primary videos: Know the Icons you’ll need for editing; learn how to Crop your photos; apply Filters and Markup, and two videos of various Adjustments, like exposure, highlights, and brightness and more. Other course resources include support guides for each video all focused on understanding and using your Mac to edit your images. BoomerTECH Adventures also provides email support before, during, and after the class. The course package contains all the materials you need: Tips for Getting Started, and summaries of each of the instructional videos, a list of all course resources (videos and printed articles). All resources are accessible from the course booklet. Students will need a strong internet connection and a Mac computer, iPad, or iPhone to access videos and articles.

Create and Deliver Online Zoom Courses

$40

with BoomerTECH Adventures, with Maine educators Jill Spencer, Chris Toy, and Ed Brazee

This course by BoomerTECH Adventures is designed for those who want to develop an online course using Zoom, a video conferencing platform. This course consists of step-by-step videos that explain and demonstrate how to use Zoom as well as appropriate instructional tips to build an engaging online course in any subject. You will learn everything you need to know about Zoom—tools, settings, security, instructional strategies, building community, Zoom tips for instructors and students, and much more. This course includes 13 short videos in three sections: • Preparing to Zoom (Hardware, Software, & Networks; Setting the Environment) • Zoom Settings/Instructional Tools (Zoom Settings on Computer and iPhone & iPad; Building Community; Safety & Security, and; more) • Tips for Instructors/Students (Zoom tips) Other course resources include videos, articles and tip sheets, all focused on understanding and using Zoom to build your own online course. You will have access to BoomerTECH Adventures email for support before, during, and after the class. The course package contains all the materials you need: Tips for Getting Started, summaries of each of the instructional videos, and a list of all course resources (videos and printed articles). Students will need a strong internet connection and a Mac computer, iPad, or iPhone to access videos and articles.

Digital Tools for the Beginning Memoir Writer

$40

with BoomerTECH Adventures, with Maine educators Jill Spencer, Chris Toy, and Ed Brazee

Each of us has a story to tell. However, the memories of red marks on our school essays often keep us from sharing our stories. Fortunately, the digital world offers planning and editing supports unavailable in the past. This course will show you how to use these tools and others to unleash your creative self. This course introduces you to a variety of digital tools that support writing your memoir, even if you are a bit uncomfortable writing for an audience. There are seven videos that concentrate on different aspects of the process you will probably use to write your memoir. Each video discusses several helpful digital tools or websites. Expressing one’s thoughts, feelings, and perhaps even secrets is a daunting prospect for most of us. These digital tools will remove some angst about the mechanics of writing and allow you to concentrate on your content and message. The course package contains all the materials you need: Tips for Getting Started, summaries of each of the instructional videos, and a list of all course resources (videos and printed articles). Students will need a strong internet connection and a Mac computer, iPad, or iPhone to access videos and articles.

More Hidden Gems in Your iPhone/iPad

$40

with BoomerTECH Adventures, with Maine educators Jill Spencer, Chris Toy, and Ed Brazee

In our basic “Hidden Gems” course, we explored tracking, slide to type, customizing your control center, and accessing the built-in scanner…among other cool features. In this MORE Hidden Gems course we delve into the additional secrets of our iPhones and iPads. Learn how to set up helpful widgets, control text size, choose an interesting Siri sidekick, access important privacy features, and more. You’ll definitely increase your understanding of the intricacies of your iPhone and /or iPad by the end of this course. This course includes 8 videos: Course overview, edit “For You” slideshows, privacy/security features, quickly start a video recording, Siri sidekick, use folders to organize photos, change text size, and learn the magic of widgets. Other course resources include supplementary videos, articles, and tip sheets. You will have access to BoomerTECH Adventures email for support before, during, and after the class. The course package contains all the materials you need: Tips for Getting Started, summaries of each of the instructional videos, and a list of all course resources (videos and printed articles). All resources are accessible from the course booklet. Students will need a strong internet connection and a Mac computer, iPad, or iPhone to access videos and articles.

Real Estate Sales Agent Course

$370

with Center for Real Estate Studies

This 55-hour remote learning real estate agent course, approved by the Maine Real Estate Commission, is a prerequisite to taking the Pearson VUE state licensing exam. Based on the book, Introduction to a Successful Career in Maine Real Estate, by Charles “Kim” Coit, its content includes material that is basic to the practice of real estate in Maine. Concepts covered:

  • How the business is organized and regulated by the Maine Real Estate Commission
  • Licensing laws and agency relationships
  • Fiduciary duties of a licensee with an agency agreement with a buyer or seller
  • Private property rights with attention to the public and private limits that may exist on those rights.
  • Required disclosures licensees must make to make to buyers and sellers
  • Basics of contracts and how to complete agreements for real estate transactionsIntroduction to real estate financing and overview of different loan products available
  • Closings and closing costs
  • Tax considerations of property ownership
  • Miscellaneous federal laws including Fair Housing and Americans with Disabilities.

The material is presented in manageable modules. Students read the text and then answer short questions based on the text. The questions are designed to help students focus on key points and reinforce learning. The course has four quizzes. Students take the quiz and with a passing grade of 75, move on to the next topics in the course. Students may retake quizzes until they secure a passing grade. The final course grade is the grade attained on the final exam. Students may retake the final exam as well. Students have 1 year to complete the course.

Upon passing this course AND completing a course evaluation required by the Maine Real Estate Commission, students will receive a Certificate of Completion. This Certificate is your ticket of admission to the Pearson VUE state licensing exam. Students have one year from the course completion to take the Pearson VUE test. We recommend taking the test as soon after completing the real estate agent course as possible.

When students pass the Pearson VUE exam, they affiliate with an agency. The Designated Broker of the Agency and the student sign the application for a license and send the application to the commission for processing.

 

Students are welcome to call or email the real estate course instructor at any time during the course with questions.

Materials include:

  • Introduction to a Successful Career in Maine Real Estate textbook
  • Maine Real Estate Commission License Law Reference Book

If you would like to recieve a hard copy of the text book click here to register and recieve it for an additional $25